Bug fix to surface the correct min_pay_am_interest_cents value on the final statement of a paid off account.
interest_calc_method
) in your POST …/products
request. Some of the accepted values include monthly_ending_bal_360
, cycle_start_365
etc. Read more hereinterest_accrual_interval
- Interval that specifies when interest is calculated and accrued on the account. E.g. 1 day
, 7 days
, 1 week
, 1 month
etc.interest_calc_balance_type
- Target balance (Principal in the formula) to be used when calculating interest accrual relative to the cycle. E.g. STARTING
, ENDING
, AVERAGE
interest_year_length
- The number of days a year has in the interest calculation formula. E.g. 360
, 365
product_lifecycle_policies.interest_policies
.interest_calc_method
. e.g. “My_new_calculation_method
”. That’s a terrible example, but feel free to name it the way you like!statement
and when observing a payment
or payment_reversal
line item. line_item
) and a tallied-up cycle (statement
) levels. line_item
level (GET /line_item/{line_item_id}
), we’ve added a new object called line_item_relationship_summary
! It includes the following values:/line_item/{line_item_id}
for exact field definitions.statement
level (GET /statements/{statement_id}
), within the cycle_summary
object you will get tallied up values of balances (INTEREST, FEE, PRINCIPAL) as a result of ALL reversals that cycle:line_item_relationship_summary
) within an array of objects (line_items
) for that cycle!/statements/{statement_id}
for exact field definitions.GET {account_id}/line_items
response by:line_item_type
- to show different kinds of transactions on a specified account. can be one of the following:line_item_status
- to show all transactions of the selected status: effective_at_before
and effective_at_after
- to see all transactions processed by our system within the time constraints (inclusive).max_original_amount_cents
and min_original_amount_cents
- to see all transactions with original amounts within absolute monetary value constraints (in cents).GET /Customers
response by:customer_type
- can be either person
or business
business_ein
- EIN of the business, expected input format in NN-NNNNNNN
.search_parameters
query parametersearch_parameters
query parameter:doing_business_as
- The DBA name of the Business business_legal_name
- The legal name of the BusinessDelinquency_report
table into a more-aptly-named Past_due_report
within DataDirect, we have added an identical Past_due_report
table.Delinquency_report
table in DataDirect is getting deprecated on December 13th.credit_balance_cents
has been added to the line item detail. In the Get Individual Line Item API request, you can now see how much each line item contributes to an account's credit balance.promo_min_pay_type
called INTEREST_AND_PERCENT_PRINCIPAL_V2
. This new min pay type formula will combine all unpaid balance, newly accrued interest within the cycle, newly accrued fees within the cycle, and an allocated percentage of the principle.…/organization/data_direct
-
. Now it is correctly sourced from min_pay_details.min_pay_revolving_principal_centsCLOSED
. This caused confusion as these payments are no longer expected to be made.CLOSED
status. See new account_status filter for more details.VOID
.allocation
feature that may be applied to balance offsets to designate that the offset can be applied to a specific balance bucket (fees, interest, principal, or deferred interest). Previously, when applying an offset with an allocation
, subsequently querying the offset did not let you know which balance bucket the offset was applied to. The allocation
parameter is now included in the response, so you can see which balance bucket an offset was applied to!